With so many companies and so many plans, it may difficult to decide what's best for you. Here are some questions to consider before signing up:
- What's covered?
- What's not covered?
- Are hereditary illnesses and conditions covered?
- What's the deductible? Is there a copay? Be advised that at Kingsbury Animal Hospital you are expected to pay your bill in its entirety at time of service. You are then responsible to turn over itemized bills or invoices and file the insurance claim.
- What (if any) is the age limit for a pet to be covered?
Many pets can live long accident free lives today, but no owner can guarantee their canine or feline companion will never have an accident such as eating a sock, swallowing a rock, or even getting hit by a car in the driveway.
The best way to find the right pet insurance for you and your family should start with researching some reputable pet insurance companies and ask for detailed plan information and price quotes. Unlike human medicine, you still are responsible for paying your veterinarian in full at time of service. You then submit a copy of your invoice to your insurance company for reimbursement.
While we at Kingsbury Animal Hospital do not advocate for any particular insurance company, here is a link that ranks the top 13 pet insurance providers and provides an easy tool to receive/compare quotes: https://www.forbes.com/advisor/l/best-pet-insurance/